Common sense information on all motorcycle insurance matters.
HOT NEWS! Get latest info & comment on our BLOG - click hereMotorcycle Insurance Quote Tips. Save money on premiums for all levels, experienced, new and learner and women riders. Avoid mistakes on claims, and get what you should when you do make a claim!
Whether you ride a new or old bike, a full dress Harley or an old Norton, you're legally required to have insurance if riding on the road. This is the same for the commuter on the Interstate as it is for the weekend rider on a country road - and applies whether you ride 20,000 miles a year or more, or 20 miles or less.
Motorcycle Insurance is an expensive complicated subject full of jargon - and we want to be riding, not reading! Also getting a motorcycle insurance quote is confusing as all the companies ask for info in different forms.
WINTER TIP: Save $$$ by reducing your coverage in the winter if your bike is off the road. A quick phone call or online session can save you hundreds!!
So the purpose of this site is to provide a jargon-free source of the basic principles and priorities you should be aware of
so you can ask the
right questions when getting a motorcycle insurance quote to insure your bike and get the right level of cover for your needs.
Yes, I'm real !!
If you've found my site by searching or surfing welcome! You can be assured that all the content here has been created or placed here because I think it will be useful to those researching their options for a motorcycle insurance quote. I'm not an insurance broker, nor do I work in the insurance business. I've been a lifelong motorcycle rider, and business owner in the motorcycle industry for over 25 years - so I think I have a feel for practical approaches to all things motorcycles! This site is not intended to turn the casual reader into an insurance broker. Rather the opposite - I want to provide basic information in easy-to-understand language to help you get the best deal or coverage when you insure your motorcycle. Its important to understand that its not just cheap motorcycle insurance, or the cheapest motorcycle insurance quote we are looking for. The entire policy coverage you get must be considered.
An important part of the reason for creating this site is to help those riders, many riding for years, who never really understood what insurance is about; and simply took their agent or broker's advice. As time goes on we'll be providing more information as a result of the feedback I get - so please send me your insurance pearl of wisdom - good or bad!
On the following pages there's tons of interesting information - especially if you're a new rider - or never really understood what's involved. There's great info on where to go for your insurance (Traditional & Online) as well as how to reduce costs. There's advice on how to handle a claim, and what to watch out for. Finally there's a couple of pages of what not to do....(steal your bike for the insurance money!).
In the meantime, safe riding!
Paul English
PS: Please note I'm not an Insurance broker - consult your broker for specific questions relating to your situation.
News: I saw a news report recently that BMW and KTM are jointly working on a safety device to protect rider's necks in a crash. This is a great development - especially for off-road riders - but it's likely to be some years before it is available.
Note:
This site is aimed as a general ‘heads-up’ to those who have never thought much about the details of insurance before. If this was a full insurance tutorial – it would be hundreds of pages long, and you would end up with a license….
But You Wouldn’t Read it Would You! Also, interpretation of terminology and features will vary from company to company.
So be sure to discuss or confirm any matters that arise from reading information on this site with your qualified insurance adviser and consider on the basis of your particular needs when you obtain your motorcycle insurance quote.
© 2007 Copyright Motorcycle-Insurance-Tips.com . All Rights Reserved. Absolutely no unauthorized repoduction.
All comments and information are provided in a general form. Consult your insurance or legal professional for your personal requirements. motorcycle insurance quote
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