Motorcycle Medical Insurance

Although most real motorcyclists worry about their bike first after a wreck(!) there’s a good chance you could injure yourself or a passenger. The nature of motorcycles is that if we pick a fight with the landscape, car or truck – we are likely to come of worse! It’s vital you have the right medical insurance.

In Most Cases!
If you have a regular health insurance policy through your job for example, then in most cases your medical costs of an accident will be covered. The main purpose of this is to cover the theoretical chance of you carrying an unisured passenger - or someone borrowing your bike who does not have any medical insurance.

Either way, the $5000 normally covered does not go very far.

If you do not have job-related health insurance - you should make sure you are adequately covered for Motorcycle Medical Insurance.

I’m sure young riders are not reading these pages – but the same lesson applies to all riders – even a single 40-something living in an apartment with only his Harley to his name.

Just think how bad it would be if you had to sell your bike to pay for our medical bills.

Check back for updated info on this important subject.

A few points to think about:

• Is my Motorcycle Medical Insurance adequate for my wealth/lifestyle/family etc?
• I hurt my leg in the wreck, and I cannot work or make payments.
• I hurt my leg in the wreck, and I cannot work or make payments. And it was not my fault!
• I have minimum medical for my bike, but excellent coverage with my job.
• I might die or be disabled – what coverage do I have?

Talking of Single-40-somethings – you guys need to consider disability insurance too – what would you do?
Get a fast, easy Motorcycle Medical Insurance Quote (opens in new window)

Get info on British Motorcycle Insurance here