Motorcycle Theft Insurance

Motorcycle Theft Insurance is usually covered under the comprehensive section of your policy, along with fire insurance (which used to be much more common 50 years ago!)

Actually, although some areas of the USA have high motorcycle theft insurance claims, the majority is not bad compared to the UK and European market.

Consequently coverage is a pretty inexpensive component of most policies (unless you live in a high risk area). And it's a no-brainer to include it.

Most companies will want you to confirm your bike is garaged at night in a locked area.

But prevention is always best! But prevention is always best! But prevention is always best!
It's far better to avoid having to make that claim to start with!
You may (eventually) get your money back (less deductible), but think of all the inconvenience of not having your bike, making reports, filling forms etc.

Sensible Precautions
So it makes a lot of sense to avoid losing your motorcycle and having to make that motorcycle theft insurance claim - there's a few things you can do.

Alarms and immobilizers
In Europe, you cannot insure a late model motorcycle without an alarm/immobilizer. Although that's not the case in the USA, if you have a desireable late model bike - its worth considering. The best ones are expensive, but are loaded with features, like auto error checking for false-alarms! But most importantly, they work! These are the Insurance approved CAT systems.
The State of the Art manufacturer in the UK are Acumen Electronics, you can check them out on the link below. Acumen's USA distributors are carrying out a study for importing some versions into the USA market. If you have a specific need contact them direct.

Locks and security devices
These are both a physical and visual deterrent. There are a huge range of products depending on your needs, but range from cable locks, to high quality padlocks, disc locks and movement alarms. For your garage you can also get ground anchors and wheel clamps for your garage.

Progressive is one company who give discounts for alarms, check our page on Progressive

Security & Locks - Motorcycle Superstore
Look at the great selection of locks, shackles, anchors and alarms on this big specialist site where I got my Kryptonite Lock, its the best lock I've ever had!

Check Out Acumen's Alarms Here.
Your best choice for motorcycle theft insurance

RiderStations are the USA distributors for Acumen Products